to interest free credit
Flexible payments to suit you
Whether you buy in store or online you can choose from a flexible range of repayment terms from 6 months all the way up to 4 years, all totally interest free with no deposit. There's no charge and repayments remain totally interest free. The price you see is always the price you pay.
At DFS we do things differently, you decide…
How you want to pay*
Want to pay for your sofa in less than 4 years? Not a problem. We give you the flexibility of having a totally interest free loan over 6, 12, 18, 24, 30, 36, 42 or 48 months.
When you want to pay*
Your payments start two months after acceptance.
Other ways to pay
If you would prefer not to take up the interest free credit offer you can pay by cash, debit and all major credit cards. Simply leave a small 10% deposit and then pay the balance prior to delivery.
*Terms may differ for spanish fiscal residents, please click here to find out more
See a breakdown of how affordable our 4 years interest free credit is.
UK residents
Spanish residents
4 years interest free credit 0% APR representative
At DFS we have a massive range of repayment options, there is sure to be one that suits you.
No interest or deposit
With our famous 4 years free credit, buying your sofa has never been easier.
At DFS 4 years credit means you pay no interest on whatever you choose.
We don't even ask for a deposit - but if you prefer to reduce your payments you can pay a deposit - it's your choice
See how affordable our plan can be…
With 0% finance available and no deposit on everything we sell you can be reassured we always aim to work out the best deal for you.
The examples below show how affordable your next purchase could be …
| Sofa price | No deposit ever | No interest ever | 48 monthly payments of | Total price |
|---|---|---|---|---|
| £500 | £0 | £0 | £10.41 | £500 |
| £1000 | £0 | £0 | £20.83 | £1000 |
| £1500 | £0 | £0 | £31.25 | £1500 |
| £2000 | £0 | £0 | £41.66 | £2000 |
Credit is provided by external finance companies as determined by DFS. Credit is subject to acceptance.
Credit ready reckoner
Are you 18 or over?
Are you a UK resident?
Do you have a regular income?
Do you have a bank account that accepts direct debits?
If you answered no to one of the above, don't worry we still might be able to help you - contact one of our trained UK-based personal shoppers.
Call free 24 hours 0800 110 5000
What if I don't want interest free credit
No problem - if you would prefer not to take up the interest free credit offer you can pay by cash, debit or credit card - simply leave a small 10% deposit and then pay the balance prior to delivery.
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4 años de financiacion sin intereses
En DFS tenemos gran variedad de formas de pago. Seguro que hay una que le encaja a usted.
Sin interes y sin entradas
Con nuestros famosos cuatro años de financiacion sin intereses comprar un sofa nunca ha sido tan facil.
En DFS 4 años de financiacion significa que usted no paga interes en todo lo que elija.
Nunca pedimos entrada, pero si prefieres reducir tu cuota puedes pagar la entrada que prefieras.
Comprueba qué asequible es nuestro plan…
Con nuestro 0% de interes y sin deposito en tus compras, puedes estar tranquilo que trabajamos para ti.
Los ejemplos de abajo muestran lo asequible que puede ser su proxima compra…
| Precio sofa | Sin entradas | Sin intereses | 48 cuotas | Precio Total |
|---|---|---|---|---|
| €1000 | €0 | €0 | €20.83 | €1000 |
| €1500 | €0 | €0 | €31.25 | €1500 |
| €2000 | €0 | €0 | €41.66 | €2000 |
| €2500 | €0 | €0 | €52.08 | €2500 |
*Santander opera con un minimo de cuota de 20 euros al mes. Podemos financiarle para operaciones menores de 1000 euros sin ningún problema.
Empezaras a pagar 2 meses despues de que haya hecho su compra.
Crédito suministrado por Santander Consumer Finance S.A.,sujeto a aceptación.
En el caso de que la cuota mensual resultante sea un número con más de dos cifras decimales, la primera cuota variará ligeramente de la anunciada para que coincida con el importe total pagado y la cantidad financiada
Calculo rapido de financiacion
Eres mayor o igual a 18 años?
Tienes residencia fiscal fija en España?
Tienes sueldo fijo?
Tienes cuenta corriente que acepte domiciliaciones?
contactanos en 0034 968 334 194
Qué ocurre si no quiero financiacion sin intereses?
Si no desea nuestro sistema de financiacion puede pagar en metalico, tarjeta de credito o de debito. Simplemente has de pagar un 10% de deposito y el resto a pagar en la entrega de tu compra.
Qué necesitas traer…
DOCUMENTO DE IDENTIFICACIÓN:
Españoles: DNI en vigor
Ciudadanos U.E.: Tarjeta de Residencia (2y3) en vigor o Certif. de Registro de Ciudadano U.E. (3) + Pasaporte en vigor
Ciudadanos Extracomunitarios:: Tarjeta de Residencia (2y3) en vigor.
- (1) Si el DNI está caducado, fotocopia pasaporte o camé de conducir en vigor junto con copia del DNI caducado.
- (2) En la TR deberá de aparecer en los aspectos laborales o motivos de concesión, el literal "residencia y trabajo" y si estuviese en trámite de renovación, adjuntar copia de la tarjeta anterior y resguardo del trámite ante la policia (no más de 6 meses de antigüedad.
- (3) El domicilio que figura tanto en el Certif.de Registro de Ciudadano U.E como en T.de Residencia debe coincidir con el domicilio del contrato de Financiacion
JUSTIFICANTE BANCARIO:
Recibo bancario actual, libreta (antigüedad > 3 meses), talón, nómina o declaración IRPF siempre que figure el número de cuente completo de domiciliación de los recibos de la financiación y este a nombre del titular de la operación.
JUSTIFICANTE DE INGRESOS:
Por cuenta ajena: nómina o pensión del último mes.
Por cuenta propia: última declaración sellada del IRPF*(100 y 130 ó 131) o trimestral de IVA (modelo 370). *Los autónomos deberán de facilitar los ingresos indicados en la casilla "021" de la última decalración
When you're buying your sofa
One of our Sales Advisors in store or on the telephone will take you through the Interest Free credit application process. You will be applying for a personal loan so we will need to ask you some questions about yourself. You will need to have a bank account that supports direct debits, and if you are going in to one of our stores we will need to see your ID, a debit/credit card or driving licence is most commonly used.
Credit is provided by external finance companies as determined by DFS. Credit is subject to acceptance.